Cheap Bad Credit Car Finance in Leicester, Nuneaton & Hinckley

We promise to make finding and financing a car straightforward and stress free

Are you a motorist in the Leicester, Nuneaton or Hinckley on the lookout for car finance from a company that you can trust? If so, you’ve found the right place in CarFinanceGenie. We are a car finance specialist that will deal with all your inquiries and applications whether you are in Leicester or anywhere else in the UK!

From Leicester looking for a Lexus? From Nuneaton looking for a Nissan?  In Hinckley and in desperate need of a Honda? Whatever you want to be driving and wherever you’re from in the UK, we are the people who could make it happen. View our stock today to see if the car of your dreams is one application away!

How we work.

Car finance made easy with 4 simple steps

Ready for a new car? Get a no-obligation finance quote. We consider most credit situations and have access to a wide panel of lenders, so we can find a car finance option which suits you
Your car finance application
Get decision
We compare our panel of lenders and our experts will be able to outline the best options available to you if approved
Ford Focus ST
Choose a car
With hundreds of trusted quality used cars available from our carefully selected dealers, your dedicated Genie will be on-hand to help find the right car for your needs and budget
Drive away
Wish granted. Complete all of the required documents and get the keys to your new car

Drivers of all backgrounds, circumstances and requirements routinely approach us for straightforward stress-free car finance, whether they live in Leicester, Hinckley, Nuneaton or anywhere else in the UK.

Maybe you’re desperate for a new set of wheels, but have a bad credit score for your car finance application? Perhaps you have been rejected for finance by other lenders due to your financial situation? Or perhaps you aren’t in a position to pay a deposit for your next car finance deal?

Here at Car Finance Genie, we specialise in all manor of car finance applications, with various financial situations and customer requirements all taken into account. This includes bad credit car finance and car finance with zero deposit.

Just fill out one of our quick and easy application forms and we’ll get back to you as soon as possible!

It couldn’t be quicker or easier to find out what car finance deal we can offer you.

Get the car you want, on a finance deal that suits you

We realise that it can be stressful and daunting to find the right car finance deal. That’s why we’ve gone out of our way to take all of the hassle out of the process for you.

Use our handy Car Finance Calculator to get started:

Our finance calculator
Repayment term (years)

Rates from 10.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £8000 over 5 years with a representative APR of 24.9%, a fixed annual interest rate of 24.9% APR and a deposit of £0.00, the amount payable would be £220.67 per month, with a total cost of credit of £5420.20 and a total amount payable of £13,240.20

We look the find the best rate from our panel of lenders and will offer you the best deal you're eligible for. We don't charge for our service but we will receive a commission. This does not influence the interest rate you're offered in any way but can vary by lender.

We act as a broker, not a lender. Further info on request.

6.9% APR
Total cost of finance
Total repayment
60 monthly payments of

Car finance products that are available from us include  hire purchase (HP), conditional sale and personal contract purchase (PCP) deals. Both of these types of car finance involve the customer paying back a fixed amount each month, until the end of the loan term.

With a hire purchase deal, though, the car will become yours at the end of the agreement. If you instead opt for personal contract purchase finance, you’ll need to either pay a final balloon payment once the loan term concludes in order to own the car permanently, return the car or exchange it for another. Our team are happy to explain the different types of agreements further, just ask!

Car finance terms obtained through us generally last between two years (24 months) and five years (60 months). A longer term will mean a lower payment each month, although a shorter term will – of course – enable you to finish all of your payments earlier.

Another good way to reduce how much you need to pay each month is to pay a deposit. This will mean you have less to finance across the term of the loan. However, we also receive many applications from people who don’t wish to pay a deposit or include a guarantor, and we strive to cater to all of these needs, too.

We have exceptional  relationships with a number of carefully selected dealers giving you plenty of desirable and trusted vehicles to choose from. However, don’t worry if the car that you want isn’t represented in our current stock, as we also have an expert vehicle sourcing team to help you to find the right car.

You could be behind the wheel sooner than you think

e recognise here at CarFinanceGenie that every customer is different, and that you therefore deserve a service that is geared to your specific preferences and requirements.

You may have financed a car many times in the past, or this may be your first time seeking car finance in Leicester, Nuneaton or Hinckley. You may also be anxious to ensure that whatever car finance deal you are offered is one that suits your financial situation and your ability to make repayments.

This is why we will give you responsible and honest information, with no confusing technical jargon. We will then continue to communicate with you at every stage of our relationship, so that you can be sure of getting not just any car finance in Leicester, but the right car finance in Leicester or beyond.

With hundreds of cars now available through our partner dealers in Leicester, Nuneaton and Hinckley, we really are the perfect source of affordable car finance for drivers in the county. So, why not apply today?