Car finance in Sheffield

Eliminate the stress of finding car finance in Sheffield when you trust in Car Finance Genie.

Obtaining car finance in or near Sheffield

If you’re looking for the perfect online one-stop shop for car finance in Sheffield or nearby, you’ve come to the right website in Car Finance Genie.

We are a trusted broker when it comes to car finance, helping motorists like you to find the best deals from across the market. Below, we have detailed the four broad steps involved in obtaining car finance through us.

How we work

Here at Car Finance Genie, we use a smart four-part plan to help get you on the road in no time:

  1. Apply

The first step is to apply for car finance – simply fill in your details and let our team take care of the rest.

  1. Get a descision

The next step is to be approved, and our experienced team of brokers will get to work trying to find the perfect finance deal for your needs and circumstances.

  1. Choose your new car

If approved, the fun really starts, and it is time to choose your new car! At Car Finance Genie, we have access to a huge range of dealers and vehicles, so you can cherry-pick your perfect car.

  1. Drive away

Once you have picked your car, simply fill in the paperwork, collect the keys, and drive away in style!

The ultimate car finance broker in Sheffield

As brokers, our team has access to an extensive network of experts in the world of finance lending, car sales, and more. Let us take the stress out of every step of the process.

Frequently asked questions

Still got questions about the car finance process? Let us help you find the answers!

Which car finance do I need?

Finding the perfect car finance can be a tricky process – and that is why it is often best left to the professionals. Once you have submitted your application, our team will get to work matching your details and requirements to the perfect lender – and the right finance will look different for each individual.

What are the benefits of using car finance?

There are plenty of benefits to using car finance, especially if you’re planning to buy a high-value car. This could be an ideal solution if you’re struggling to save up the cash needed to buy a new car, allowing you to spread the cost over a longer period of time, avoid high upfront costs, and access a wider range of options when it comes to choosing your dream car.

What are the types of car finance?

There are two main types of car finance that you may be able to access: personal contract purchase (PCP) and hire purchase (HP) deals.

Both of these types of car finance are similar in that they will allow you to borrow a sum from the lender to buy the car, and pay this back over an agreed period of time, although the length of the contract may vary.

The difference in the two finance options comes at the end of the contract. With HP, you will own the car outright as soon as you have made the final payment to the lender, and there will be no need to do anything else. With PCP, on the other hand, you can choose to either hand the car back at the end of the term, or make a final payment – known as a ‘balloon payment’ – in order to take possession of the vehicle.

The right option will depend on your individual circumstances, and our team will review your application to determine the best course of action for your needs and financial situation.

How do I choose a new car?

There are a number of factors involved in choosing a new car, and these include the power that you need and the terrain that you need to cover with your car. You should also consider your budget, the amount you can afford to pay back, and the style of car you prefer.

Here at Car Finance Genie, we have access to a wide variety of vehicles, and could help you make the right choice. We even have an expert vehicle sourcing team on hand, just in case you can’t find the vehicle you want in our existing available stock.

Drive away in your dream car today

If you’re struggling to save up for a new car, car finance could be a great way to help you out – simply get in touch today, and let our team take care of the hard work for you.