Best Car Finance Deals For Small & Large Businesses.

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Representative APR 24.9%

Turn to Car Finance Genie for highly competitive business car finance

If you’re on the lookout for the most affordable business car leasing solutions online, there’s no need to venture further than Car Finance Genie. We make available attractive car lease and business contract hire options to customers from across ‘UK plc’, encompassing sole traders, partnerships, and small, medium-sized and larger businesses and corporations.

You might have landed on our website due to an interest in obtaining a new business vehicle for yourself, or you may desire fleet arrangements for your entire workforce.

Whatever your specific preferences and requirements may be, we are confident that we can bring you suitable and attainable business car finance.

Line of Cars

Business contract hire vs business lease purchase

Not all forms of business car finance are the same. Business contract hire, for example – also sometimes referred to as ‘business car leasing’ or ‘contract hire’ – allows you to pay to use a vehicle over a period of 24 months, 36 months, or 48 months. When the contract expires, you can then just return the vehicle to the finance company.

Business lease purchase differs from this, in that it enables you to buy the vehicle at the end of the contract. This kind of arrangement typically entails paying low monthly rental instalments over the term, with a balloon payment at the end. The latter allows you to acquire the vehicle when the agreement comes to an end, with the exact amount you will be expected to pay depending on the value of the vehicle.

Why choose Car Finance Genie?

Our incredible service

With over 100 independent 5-star reviews, don’t take our word for it. Find out what our customers have to say!

Trusted dealer network

We’d never send you to the wrong place! Our fantastic network of carefully picked, trusted dealers mean you can get the car you want with complete piece of mind.

SAF Approved

SAF Approved provides recognition for companies like Car Finance Genie where all of our staff involved in your finance application have passed the SAF Expert test.

CFG Quality Assured

Our rigorous checks and trusted dealers mean you can drive away without having any worries on your new vehicle’s quality.

No deposit finance available

We offer various flexible options within our finance options including bad credit finance and car finance without a deposit. Whatever your situation, we’ll try our best to help!

Years of experience

There’s no question our car finance specialists won’t try and answer. Put it to the test and get in touch today!

Rates from 10.9% APR. Representative APR 24.9%

The exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £8000 over 5 years with a representative APR of 24.9%, a fixed annual interest rate of 24.9%APR and a deposit of £0.00, the amount payable would be £220.67 per month, with a total cost of credit of £5240.20 and a total amount payable of £13,240.20

We look the find the best rate from our panel of lenders and will offer you the best deal you’re eligible for. We don’t charge for our service but we do earn a fixed commission payment/percentage. This does not influence the interest rate you’re offered in any way but can vary by lender.

We act as a broker, not a lender. Further info on request.

How we work.

Car finance made easy with 4 simple steps

Ready for a new car? Get a no-obligation finance quote. We consider most credit situations and have access to a wide panel of lenders, so we can find a car finance option which suits you
Your car finance application
Get decision
We compare our panel of lenders and our experts will be able to outline the best options available to you if approved
Ford Focus ST
Choose a car
With hundreds of trusted quality used cars available from our carefully selected dealers, your dedicated Genie will be on-hand to help find the right car for your needs and budget
Drive away
Wish granted. Complete all of the required documents and get the keys to your new car

Why should you seriously consider business car finance?

The generous stock of vehicles that we make available to anyone taking out car finance with us allows you to be confident of leasing a vehicle that matches your most discerning business requirements. We allow you to pick from a wealth of leading manufacturers and models of sought-after company cars and commercial vehicles.

• Minimal capital expenditure. When you wish to equip your workforce with new vehicles that satisfy day-to-day business needs, but without your company having to commit a lot of capital expenditure, business car leasing makes considerable sense, combining a low initial outlay with similarly low monthly rental payments

• Cost-effectiveness. As a means of giving yourself and your staff access to brand new cars or vans, leasing tends to be the most cost-effective solution over the term of the lease

• Hand back the keys and lease again. Owning a vehicle privately brings the hassle and stress of having to eventually try to sell it on privately. A business car finance deal enables you to bypass all this, giving you access to a new vehicle that you then hand back as soon as the lease is over. That, in turn, allows you to then lease another vehicle straight away

• No worries about depreciation. Most vehicles lose a significant chunk of their value – potentially half or more – in the three years immediately after they roll off the dealer forecourt. This is something else you won’t have to fret about with business car leasing, as it will be the vehicle funder taking on the depreciation risk

• Enabling staff to routinely drive new vehicles. With a business car finance arrangement from Car Finance Genie, you can have a new car or van to drive every few years, with all the benefits this brings in terms of vehicle specification and safety

The finance is secured on the vehicle, so if you don’t keep up with the monthly repayments, we can take steps to repossess the car. However, if you are having trouble paying your car finance, get in touch today with the contact details at the bottom of the page and we can see if we can help.

 Fixed monthly payments. As a business owner, you are likely to appreciate any means by which you can keep costs predictable over time. A business car finance arrangement from Car Finance Genie gives you precisely this, in the form of fixed monthly payments throughout the lease

• VAT recoverable. Did you know that you can recover as much as 100% of the VAT on a vehicle that is used exclusively for business purposes? This reduces to 50% if the vehicle also sees some private use; nonetheless, that is still an impressive saving

• Full warranty. Lease your next business vehicle via Car Finance Genie to also benefit from a full manufacturer’s warranty, which will usually cover the entire lease period