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Repayment term (yrs)

Rates from 6.9% APR; the exact rate you will be offered will be based on your circumstances, subject to status.

Representative example: borrowing £6500 over 5 years with a representative APR of 19.2%, an annual interest rate of 19.2% (Fixed) and a deposit of £0.00, the amount payable would be £161.46 per month, with a total cost of credit of £3087.50 and a total amount payable of £9687.50.

We act as a broker, not a lender.

6.9% APR
Total cost of finance
Total repayment
60 monthly payments of
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Rates from 6.9% APR Representative APR 19.2%

Car Finance Calculator

How does the car finance calculator work?

Never wonder again whether you could have afforded that car after all. Use our simple car finance calculator to quickly work out how much car finance may cost you.

It’s as straightforward as entering how much you would like to borrow, the period of time over which you intend to pay it back, and a few other key details.

The calculator will then estimate what your repayments may be if you seek car finance through CarFinanceGenie. This will largely depend on your credit rating; the better your credit score, the more competitive the deal you are likely to be able to get.

We have an excellent reputation at CarFinanceGenie for our ability to provide the best possible deals for customers’ particular circumstances, preferences and requirements.

You might have an excellent, good, fair or bad credit profile, and you may wish to spread your repayments over a term as short as one year, or as long as seven years.

Whatever you require or expect from car finance, we can help you to clinch the right deal. We consider your credit rating and such factors as the amount you wish to borrow and whether you wish to pay a deposit, before coming to a decision.

We’re a broker with a broad panel of lenders, which helps us to bring applicants deals that work for them, for the car that they want. In fact, once you’ve got approved for a loan, you can pick from hundreds of quality used cars from the dealers in our network.

You could then soon be driving away a car that appeals to both your head and your heart. It all begins by inputting a few numbers into our convenient car finance calculator.

How to use the car finance calculator

For the easiest-to-use car finance calculator online, look no further than CarFinanceGenie. Begin by entering the amount you’d like to borrow, followed by your credit profile and the desired length of the repayment term in years.

The choices that you make here will make a big difference to the numbers the car finance calculator gives you. So, don’t forget to check that the information you enter is accurate.

Be sure to carefully scrutinise the loan rate, the total finance cost, the total repayment cost and the monthly payment figure that the calculator produces in response to your inputs. This will help you to determine whether you would be able to afford this car finance deal.

Please note that the figures the car finance calculator produces are only an estimate of how much you might pay for a loan, based on your circumstances, requirements and budget.

To determine the actual amount you will be expected to pay for car finance through CarFinanceGenie, you will need to complete our formal car finance application form. It’ll take you just a few minutes, and you’ll receive a decision on the same day – perhaps even instantly.

The car finance deal that you may ultimately receive, including any particular rates and prices, will also depend on the specific lender that approves you.

Even if you already know your budget for a car finance deal, our car finance calculator is easy to use. All that you have to do is alter the loan amount and repayment period, to figure out what kind of deal you might be able to afford when you apply through us.

Don’t consider any other broker when you’re in need of the most convenient, informative and accurate car finance calculator online!

Why get car finance with Genie?

CarFinanceGenie is the broker to trust when you #WishUponACar. We provide a straightforward and honest service for people of all backgrounds, circumstances and requirements who seek a competitive car finance deal.

We have an excellent track record of achieving acceptance even for applicants who may have previously been rejected by lenders. Indeed, some of our lenders specialise in helping people with bad credit. We can also provide deals for car finance requiring no deposit or guarantor.

It’s a simple process to apply for car finance through us online. We’ll provide a no-obligation quote on the same day, and will only perform a ‘soft search’ that has no impact on your credit score. We will never perform any ‘hard searches’ without asking for your permission first.

Apply today, and we’ll consider your credit situation and request for a car loan, drawing upon our wide panel of lenders. This will maximise the chances of us finding a deal that suits you.

Having compared the products of our lenders, we will then outline your options for car finance. Accept a loan at this stage, and you can soon be choosing your desired car, completing the necessary documents and getting the keys to your new set of wheels.

It all begins, though, with the best online car finance calculator in the UK. Enter some key details, and you can quickly ascertain whether you will be able to afford the car you want.

There are so many reasons why you may desire a car. You might require it for the workday commute, the weekly shop or dropping off and picking up the kids at school… or you may just want to show off behind the wheel of the car of your dreams.

We really do cater to all kinds of customers at CarFinanceGenie, providing a professional and honest service.

Apply today for a quote

Everyone is different when it comes to car finance, and at CarFinanceGenie, we’re accustomed to bringing our applicants the deals that suit them, on a customer-by-customer basis.

We can offer a number of types of car finance deal, including both hire-purchase (HP) and personal contract purchase (PCP) arrangements. Click through to find out more about your options for car finance.

Determine how much you could be paying for a car finance deal with the help of our simple online car finance calculator, before applying now for a competitive quote. You could be behind the wheel of a car that you love, so much sooner than you think!

Car Finance Genie