Car Finance in Cheshire

Car finance can be a confusing world – particularly if this is the first time that you have been through the finance process, or if it has been a while since your last vehicle upgrade!

At Car Finance Genie, we try to make getting car finance in Cheshire as stress-free as possible, providing motorists like you with ideal financing solutions from a wide range of reputable lenders.

Obtaining car finance in or near Cheshire

We realise that you might be intimidated by the thought of applying for car finance, especially if you have never done it before. The good news is that as a trusted broker, we make the process quick and easy here at Car Finance Genie.

Read below to learn more about the process of obtaining car finance with our help.

How it works

Finding car finance in Cheshire could be a simple four-step process when you go through Car Finance Genie. So, let’s explain the steps involved. 

  1. Apply

Firstly, fill out our online application form to get a free no-obligation quote. We will take your details and requirements and compare them against available solutions from a panel of lenders. The good news is that there are many different types of car finance available, so you will almost certainly be able to find a deal that suits your needs.

You can even use our online car finance calculator to work out how much you need to borrow in order to finance the purchase of your newest vehicle.

  1. Get a Decision

Experts from Car Finance Genie will ascertain the best car finance solutions that perfectly suit all your requirements. This will allow you to choose the best option for you.

  1. Choose the right vehicle for you

Now that you have your car finance, you can purchase your latest motor. Car Finance Genie works with a wide range of car dealers as well as lenders. This means we could help you find the vehicle that is most suitable for your desires and practical needs alike.  

  1. Hop in and drive away

Once you have found your dream vehicle – it’s time to fill out all the paperwork. And that’s it – your wish has been granted! – so don’t hesitate to grab the keys to your car and drive away into the sunset.

Frequently asked questions

Do you have some questions about how to obtain car finance in Cheshire? Our experts are here to answer all your most frequently asked questions. Alternatively, get in touch to have a chat about your query.

Where can I get car finance?

Technically, you don’t have to approach a broker – such as Car Finance Genie – if you are seeking out car finance. You could simply approach a lender directly.

However, this would have the disadvantage that if you are rejected for car finance, that’s it – you would have to then consider whether to approach another lender, and then another, and then another. And each formal rejection could do damage to your credit score.

With a single application through a broker like Car Finance Genie, you can help avoid this problem. We have relationships with trusted multiple lenders from across the market, which allows us to quickly match you to a suitable deal.

What do I need to do to get car finance?

You can simply apply through Car Finance Genie or a similar broker or lender. You will then be asked to provide information about your current financial situation including details of your income, savings, and debts. If you apply through us, we will then help match you to an appropriate car finance deal for your needs.

If we do find you a car finance agreement that seems well-matched to your needs, that’s great! You will be able to commit to the deal and proceed to find the perfect car with our help.

What are the negatives of paying with cash upfront?

When you take out a loan to buy a new car, you will usually make regular monthly payments. In return, you will own the vehicle outright after the repayment term is over (plus any ‘balloon’ payment that may need to be made). This means you can drive away without worrying about whether you will ever be able to afford to replace the car.

However, if you were to use cash instead, you would need to save up enough money to cover the purchase price. You would also need to factor in the cost of paying for annual servicing, MOTs, and other maintenance costs.
With car finance, you can avoid these problems. Instead of paying upfront, you will simply make regular repayments each month, until you will own the car outright, allowing you to enjoy more car for your cash.

Car finance in Cheshire is made easy with Car Finance Genie

Begin your free no-obligation application today or call 01277 583 046 to take the first steps towards getting the perfect car finance solution to suit all your needs.