Car finance in Glasgow

It doesn’t have to be a scary process to try and find the right car finance in Glasgow for your needs; simply apply for a free, no-obligation quote through Car Finance Genie today. 

Obtaining car finance in or near Glasgow 

Finding the right car finance can be a challenge – there are a number of considerations to take into account, including your personal circumstances and budget. When you find the right deal, however, car finance can be a real gamechanger, allowing you to enjoy a brand new car without having to worry about a high upfront cost.

If you are looking for great car finance in Glasgow, Car Finance Genie’s experts can scour all the available options for you, trying to find the perfect car finance that suits all your circumstances and requirements.  

How do we work?

There are four main steps involved in securing car finance in Glasgow through Car Finance Genie: applying, getting a decision, choosing a car and driving away!

  1. Applying 

It’s a quick and simple process to apply for car finance through Car Finance Genie. Our application form will ask for details such as your age, salary, credit rating and other relevant financial information, and from there, we will search our panel for the best deals. 

  1. Get a decision for your loan

At Car Finance Genie, we will compare your needs against a wide range of solutions from a variety of our trusted lenders, recommending the best options for you to choose from. If you find a deal you like, it should be a swift process to get approved for car finance. 

  1. Choosing a vehicle

The next stage will be to choose your ideal car! We could help you find the right vehicle for your needs through our network of trusted dealers. 

  1. Driving off in your new car

Finally, once you have chosen a suitable car, you will be asked to complete some paperwork and sign a few documents. Once you have signed the necessary forms, you will be handed over the keys to your brand-new vehicle, ready for you to drive away. 

Frequently asked questions

What is hire purchase (HP)?

This type of car financing involves making fixed monthly payments each month, until the entire amount – both the cost of the car itself, and interest – has been paid off. Once all the necessary payments have been made, the car will be automatically yours. 

What is a personal contract purchase (PCP) deal? 

A personal contract purchase (PCP) deal has a lot in common with a HP one; again, there will be fixed payments to make each month, for the duration of the loan term. 

The key difference with this type of deal is that once the main repayments have been made, you will have the option to buy the vehicle for good via a final ‘balloon’ payment, or instead return or exchange it for another car. 

What factors should I consider when choosing a car (other than headline price)? 

Factors like fuel efficiency, safety features, space, comfort, and equipment levels are all likely to come into your consideration when you are investigating your options for a new car. 

If you have a particular vehicle model in mind, it can be a good idea to read reviews online; don’t forget to pay attention, too, to what previous and current owners of the car have to say. 

How can I improve my chances of being approved for car finance? 

In order to boost your chances of getting approved, you could use the following tips:

  • Meet any existing repayments – You should meet any existing repayment commitments, such as those relating to previous loans.
  • Ensure that you have enough cash flow It is essential that you have enough cash flow to cover the repayments, so you should try to avoid taking out additional debt.
  • Have a good credit rating A good credit rating will help you get approved for more affordable rates. However, we also have some great solutions for all credit situations if this is not possible. 

Car finance in Glasgow from Car Finance Genie 

Securing car finance is not always easy – but with the help of Car Finance Genie, it can be simpler than you think. Even if your budget or credit history is less than perfect, we are confident that we could match you to a suitable car finance deal, potentially within minutes.

To take the first step towards financing your dream motor, simply fill out our free no-obligation application form, or call 01277 583 046 to talk to one of our Genies about our car finance options in Glasgow.