Car finance in Middlesbrough

Obtaining car finance in or near Middlesbrough

If you’re in need of a car finance deal to make your desired vehicle purchase possible in Middlesbrough, you’ve come to the right place in Car Finance Genie. Our four-step process, as set out below, will make it quick and easy for you to obtain the best-suited car finance plan.

How we work.

Car finance made easy with 4 simple steps

1

Apply

Ready for a new car? Get a no-obligation finance quote. We consider most credit situations and have access to a wide panel of lenders, so we can find a car finance option which suits you

Apply now

Your car finance application

2

Get decision

We compare our panel of lenders and our experts will be able to outline the best options available to you if approved

3

Choose a car

With hundreds of trusted quality used cars available from our carefully selected dealers, your dedicated Genie will be on-hand to help find the right car for your needs and budget

4

Drive away

Wish granted. Complete all of the required documents and get the keys to your new car

Why wait for your dream car?

Get in touch today for your free, no-obligation quote, and let our experienced team take care of the rest.

Frequently asked questions

Still got a few questions to answer before you go ahead with your application? We have all you need to know.

How do I choose the right vehicle?

Once you have been approved, the next stage is the fun part – choosing your vehicle!

There are many different factors to think about when choosing a new car, including its size, fuel efficiency, safety features, and cost.

Fortunately for you, our team is on hand to assist you at every step of the way – simply fill in your application, get a decision, and we will use our network of dealers to locate the perfect vehicle.

What is car finance?

Car finance is a type of loan that is borrowed from a lender to allow you to purchase a car without the need for a large up-front payment. As a broker, we specialise in finding the perfect lender for your car finance needs, and could have you driving away in your dream motor in no time.

What are the types of car finance?

There are two main types of car finance available. The first is personal contract purchase (PCP), which allows you to take ownership of a vehicle after making monthly payments over a set period of time, and a final ‘balloon’ payment at the end of the contract. You will usually pay a deposit upfront, which is then repaid by way of regular instalments during the term of the agreement. With PCP, you can also choose to give the car back at the end of the agreed term.

The second main type of car finance is hire purchase (HP), and this works in a similar manner to PCP, in that you will be required to make regular payments to a lender for the duration of your contract. The key difference here is that once you have made your final payment, the car is yours – there is no need to give the car back or pay any extra charges or final costs.

Which car finance is the best option for me?

Finding the perfect car finance can be a challenge – and this is why we are here. As brokers, we have access to a wide range of lenders for most situations, and we will do all that we can to get your application approved, and get you on the road. Our experienced team will review your application, and reach out to lenders to secure you a finance deal that could let you drive away in your dream car.

Do I need good credit?

One of the main concerns for many customers purchasing a car through finance is that they will fail the credit check – but here at Car Finance Genie, we don’t discriminate. Our extensive network of lenders includes those who have a strong background in lending to customers with less-than-stellar credit ratings, and we promise to do all that we can to try to get you approved and behind the wheel.

What are you waiting for?

When you apply for a car finance deal, there will be plenty of things to think about – so why not let someone else take the weight from your shoulders?

Get in touch with Car Finance Genie today, and let us take care of the process from start to finish – all that you need to do is to fill in your application, or give us a call today!